Spergel knows all the alternatives for eliminating debt and one of its debt consolidation in St. Catharines. They help in understanding your options and find a way out. Depending on your circumstances, this may include debt consolidation, a consumer proposal, or bankruptcy. Make sure to know all of your options and have time to speak to the friendly team at Spergel to discover the alternatives. If you decide to pursue a consumer proposal, their licensed insolvency trustees will guide you throughout the entire process. As well as being simpler to manage, this approach liberates you from further penalties, which helps to make your payments more affordable. Reach them at (905) 346-0135 or email them at [email protected]. You may also visit their office located at 11 Bond Street Suite #103E St. Catharines, Ontario L2R 4Z4, Canada or check their website for more details.